Death of a Client

This policy outlines the procedure for managing a client's account after their death to protect their assets and ensure a proper transition.

• Immediate Restriction: Upon learning of a client's death, all associated accounts are immediately frozen.

• Halt on Activity: While frozen, no transactions—including trades, distributions, or fee payments—are permitted.

• Verification of Authority: The restriction remains in place until legal documentation is provided that officially establishes who is authorized to act on behalf of the estate.

• Resuming Activity: Once the proper authority is verified and all legal requirements are met, the account restriction is lifted. Only then can transactions resume under the direction of the authorized person.